What you’ll need for sure:
- closing costs (ie. legal fees, registration of mortgage, land titles, et.) Budget about 1% of the purchase price for closing costs.
- home insurance
- moving expenses
- utility hook up
Not mandatory, but would be wise to factor in:
- home inspection
- life/disability insurance for you and your family
- furnishings
- maintenance and repairs
- alarm system
- housewarming parties 😉