What you’ll need for sure:

  • closing costs (ie. legal fees, registration of mortgage, land titles, et.) Budget about 1% of the purchase price for closing costs.
  • home insurance
  • moving expenses
  • utility hook up

Not mandatory, but would be wise to factor in:

  • home inspection
  • life/disability insurance for you and your family
  • furnishings
  • maintenance and repairs
  • alarm system
  • housewarming parties 😉

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