In most cases, no. There is no cost to our clients to use our services. (Whaaat?? How can that be?)
In most cases, no. There is no cost to our clients to use our services. (Whaaat?? How can that be?)
The short & sweet answer: click here. 🙂
A pre-approval will take in to consideration your credit, your income, your down payment and your expenses. Someone offering an accurate pre-approval should be verifying everything up front and collecting paperwork to reduce the chance of any surprises when you put an offer in on a property. A pre-approval is never a guarantee…it’s simply doing as much as you can ahead of time to be as prepared as possible.
Yes, you will need a down payment. If you are buying a house that you will be living in, then the minimum down payment you need is 5% of the purchase price. If you do not have a down payment, there are different ways to go about getting one.
Most pre-approvals are good for 120 days.
Absolutely! 🙂 See our Left Swipe Dat guide for more info.
If we’re getting technical, you don’t actually need anything to apply. You can do that just by clicking here. Once your application is in, we’ll send you a specific list of paperwork, just for you. If you’re a serious go getter who wants to be ready for anything, click here to check out the long list.