In most cases, no. There is no cost to our clients to use our services. (Whaaat?? How can that be?)
Frequently Asked Questions
How do I get pre-approved?
The short & sweet answer: click here. 🙂
What is a pre-approval?
A pre-approval will take in to consideration your credit, your income, your down payment and your expenses. Someone offering an accurate pre-approval should be verifying everything up front and collecting paperwork to reduce the chance of any surprises when you put an offer in on a property. A pre-approval is never a guarantee…it’s simply doing as much as you can ahead of time to be as prepared as possible.
Do I have to have a down payment?
Yes, you will need a down payment. If you are buying a house that you will be living in, then the minimum down payment you need is 5% of the purchase price. If you do not have a down payment, there are different ways to go about getting one.
How long is my pre-approval good for?
Most pre-approvals are good for 120 days.
Should I get pre-approved before I shop for a house?
Absolutely! 🙂 See our Left Swipe Dat guide for more info.
What paperwork do I need to apply for a mortgage?
If we’re getting technical, you don’t actually need anything to apply. You can do that just by clicking here. Once your application is in, we’ll send you a specific list of paperwork, just for you. If you’re a serious go getter who wants to be ready for anything, click here to check out the long list.