sarah schiess

How do I get a copy of my Notice of Assessment (NOA)?

Most lenders will require a copy of your notice of assessment to ensure your income is accurate and to confirm that you don’t have any outstanding income taxes owing to Revenue Canada. If you don’t have a copy of your notice of assessment, you can: the quickest way to get your notice of assessment would […]

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What’s your best rate?

Trust us, we’d loooove to quote you rates, but there’s not much point in doing so. The rates that are available depend on so many different factors with so many different lenders that it’s difficult to give real answers with any accuracy. What we can tell you is that we will get you the best […]

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How much do I need for a down payment?

To buy a home with 5% down, you’ll need to meet the following: owner occupied property (not a rental property or investment property) provable income purchase price of less than $500,000 in most cases, Canadian residency would be required the ability to prove a 12 month history of good credit (if you just moved to […]

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What is a bridge loan? (aka bridge financing)

Imagine you are selling your house and you’ve bought a new place to live. You’ve made a nice profit on the sale of your house (WOOT!!) and you’re using that money to help purchase your new home. You want to move in to your new house before you have to move out of your old […]

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What can I do to improve my credit?

Internet high five for looking for ways to improve your credit! Here are a few basic tips to help you on your way 🙂 make sure all payments are made on or before the due date. If your minimum payment on a credit card is only $50 and it’s due on the 1st, but you […]

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