What you feel you can afford and what you can qualify for are often two different numbers. There are all sorts of budget templates you can find with a quick Google search. That’s a good place to start. An even better way is to spend a few months tracking your income and your spending. Write everything down. Looking at real numbers will give you a more accurate idea of what you can afford. It might also show you where you could save a little along the way. Knowing what you can afford ahead of time can help you stick to your budget when you are out house shopping 🙂

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