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		<title>Mortgage FAQ simplified.</title>
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		<description>Mortgage FAQ simplified.</description>
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		<language>en-US</language>
		<copyright>&#xA9; 2026 Mortgage FAQ simplified.</copyright>
		<itunes:subtitle>Mortgage FAQ simplified.</itunes:subtitle>
		<itunes:author>Mortgage FAQ simplified.</itunes:author>
		<itunes:summary>Mortgage FAQ simplified.</itunes:summary>
		<itunes:owner>
			<itunes:name>Mortgage FAQ simplified.</itunes:name>
			<itunes:email>hi@krisp.ca</itunes:email>
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		<googleplay:author><![CDATA[Mortgage FAQ simplified.]]></googleplay:author>
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<item>
	<title>Why would I ever need a mortgage?</title>
	<link>https://friendlii.ca/why-would-i-ever-need-a-mortgage/</link>
	<pubDate>Thu, 31 Dec 2015 21:54:41 +0000</pubDate>
	<dc:creator><![CDATA[Mortgage FAQ simplified.]]></dc:creator>
	<guid isPermaLink="false">http://friendlii.ca/?p=1169</guid>
	<description><![CDATA[<p>Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊</p>
The post <a href="https://friendlii.ca/why-would-i-ever-need-a-mortgage/">Why would I ever need a mortgage?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></description>
	<itunes:subtitle><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Why would I ever need a mortgage? first appeared on Mortgage FAQ simplified..]]></itunes:subtitle>
	<content:encoded><![CDATA[<p>Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊</p>
The post <a href="https://friendlii.ca/why-would-i-ever-need-a-mortgage/">Why would I ever need a mortgage?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></content:encoded>
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	<itunes:summary><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Why would I ever need a mortgage? first appeared on Mortgage FAQ simplified..]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
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	<itunes:author><![CDATA[Mortgage FAQ simplified.]]></itunes:author>	<googleplay:description><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Why would I ever need a mortgage? first appeared on Mortgage FAQ simplified..]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>Where do I get a mortgage?</title>
	<link>https://friendlii.ca/where-do-i-get-a-mortgage/</link>
	<pubDate>Thu, 31 Dec 2015 21:53:56 +0000</pubDate>
	<dc:creator><![CDATA[Mortgage FAQ simplified.]]></dc:creator>
	<guid isPermaLink="false">http://friendlii.ca/?p=1166</guid>
	<description><![CDATA[<p>Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊</p>
The post <a href="https://friendlii.ca/where-do-i-get-a-mortgage/">Where do I get a mortgage?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></description>
	<itunes:subtitle><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Where do I get a mortgage? first appeared on Mortgage FAQ simplified..]]></itunes:subtitle>
	<content:encoded><![CDATA[<p>Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊</p>
The post <a href="https://friendlii.ca/where-do-i-get-a-mortgage/">Where do I get a mortgage?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></content:encoded>
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	<itunes:summary><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Where do I get a mortgage? first appeared on Mortgage FAQ simplified..]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
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	<itunes:author><![CDATA[Mortgage FAQ simplified.]]></itunes:author>	<googleplay:description><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Where do I get a mortgage? first appeared on Mortgage FAQ simplified..]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>Should I get a mortgage pre-approval or not?</title>
	<link>https://friendlii.ca/should-i-get-a-mortgage-pre-approval-or-not/</link>
	<pubDate>Thu, 31 Dec 2015 21:33:21 +0000</pubDate>
	<dc:creator><![CDATA[Mortgage FAQ simplified.]]></dc:creator>
	<guid isPermaLink="false">http://friendlii.ca/?p=1156</guid>
	<description><![CDATA[<p>Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊</p>
The post <a href="https://friendlii.ca/should-i-get-a-mortgage-pre-approval-or-not/">Should I get a mortgage pre-approval or not?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></description>
	<itunes:subtitle><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Should I get a mortgage pre-approval or not? first appeared on Mortgage FAQ simplified..]]></itunes:subtitle>
	<content:encoded><![CDATA[<p>Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊</p>
The post <a href="https://friendlii.ca/should-i-get-a-mortgage-pre-approval-or-not/">Should I get a mortgage pre-approval or not?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></content:encoded>
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	<itunes:summary><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Should I get a mortgage pre-approval or not? first appeared on Mortgage FAQ simplified..]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
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	<itunes:author><![CDATA[Mortgage FAQ simplified.]]></itunes:author>	<googleplay:description><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Should I get a mortgage pre-approval or not? first appeared on Mortgage FAQ simplified..]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>How long is a mortgage pre-approval good for?</title>
	<link>https://friendlii.ca/how-long-is-a-mortgage-pre-approval-good-for/</link>
	<pubDate>Thu, 31 Dec 2015 21:25:57 +0000</pubDate>
	<dc:creator><![CDATA[Mortgage FAQ simplified.]]></dc:creator>
	<guid isPermaLink="false">http://friendlii.ca/?p=1153</guid>
	<description><![CDATA[<p>Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊</p>
The post <a href="https://friendlii.ca/how-long-is-a-mortgage-pre-approval-good-for/">How long is a mortgage pre-approval good for?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></description>
	<itunes:subtitle><![CDATA[Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊
The post How long is a mortgage pre-approval good for? first appeared on Mortgage FAQ simplified..]]></itunes:subtitle>
	<content:encoded><![CDATA[<p>Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊</p>
The post <a href="https://friendlii.ca/how-long-is-a-mortgage-pre-approval-good-for/">How long is a mortgage pre-approval good for?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></content:encoded>
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	<itunes:summary><![CDATA[Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊
The post How long is a mortgage pre-approval good for? first appeared on Mortgage FAQ simplified..]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
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The post How long is a mortgage pre-approval good for? first appeared on Mortgage FAQ simplified..]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>Does it cost money to use a mortgage broker?</title>
	<link>https://friendlii.ca/does-it-cost-money-to-use-a-mortgage-broker/</link>
	<pubDate>Thu, 31 Dec 2015 20:55:41 +0000</pubDate>
	<dc:creator><![CDATA[Mortgage FAQ simplified.]]></dc:creator>
	<guid isPermaLink="false">http://friendlii.ca/?p=1150</guid>
	<description><![CDATA[<p>Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊</p>
The post <a href="https://friendlii.ca/does-it-cost-money-to-use-a-mortgage-broker/">Does it cost money to use a mortgage broker?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></description>
	<itunes:subtitle><![CDATA[Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊
The post Does it cost money to use a mortgage broker? first appeared on Mortgage FAQ simplified..]]></itunes:subtitle>
	<content:encoded><![CDATA[<p>Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊</p>
The post <a href="https://friendlii.ca/does-it-cost-money-to-use-a-mortgage-broker/">Does it cost money to use a mortgage broker?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></content:encoded>
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	<itunes:summary><![CDATA[Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊
The post Does it cost money to use a mortgage broker? first appeared on Mortgage FAQ simplified..]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:24</itunes:duration>
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The post Does it cost money to use a mortgage broker? first appeared on Mortgage FAQ simplified..]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>Do I have to have a down payment to get a mortgage?</title>
	<link>https://friendlii.ca/do-i-have-to-have-a-down-payment-to-get-a-mortgage/</link>
	<pubDate>Thu, 31 Dec 2015 20:23:00 +0000</pubDate>
	<dc:creator><![CDATA[Mortgage FAQ simplified.]]></dc:creator>
	<guid isPermaLink="false">http://friendlii.ca/?p=1147</guid>
	<description><![CDATA[<p>Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊</p>
The post <a href="https://friendlii.ca/do-i-have-to-have-a-down-payment-to-get-a-mortgage/">Do I have to have a down payment to get a mortgage?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></description>
	<itunes:subtitle><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Do I have to have a down payment to get a mortgage? first appeared on Mortgage FAQ simplified..]]></itunes:subtitle>
	<content:encoded><![CDATA[<p>Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊</p>
The post <a href="https://friendlii.ca/do-i-have-to-have-a-down-payment-to-get-a-mortgage/">Do I have to have a down payment to get a mortgage?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></content:encoded>
	<enclosure url="https://friendlii.ca/podcast-download/1147/do-i-have-to-have-a-down-payment-to-get-a-mortgage.mp3" length="397021" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Do I have to have a down payment to get a mortgage? first appeared on Mortgage FAQ simplified..]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:28</itunes:duration>
	<itunes:author><![CDATA[Mortgage FAQ simplified.]]></itunes:author>	<googleplay:description><![CDATA[Just for you: We’re turning ‘read later’ into ‘listen now.’ 😊
The post Do I have to have a down payment to get a mortgage? first appeared on Mortgage FAQ simplified..]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>What is a mortgage pre-approval?</title>
	<link>https://friendlii.ca/listen-now-what-is-a-mortgage-pre-approval/</link>
	<pubDate>Thu, 31 Dec 2015 19:30:45 +0000</pubDate>
	<dc:creator><![CDATA[Mortgage FAQ simplified.]]></dc:creator>
	<guid isPermaLink="false">http://friendlii.ca/?p=1142</guid>
	<description><![CDATA[<p>Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊</p>
The post <a href="https://friendlii.ca/listen-now-what-is-a-mortgage-pre-approval/">What is a mortgage pre-approval?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></description>
	<itunes:subtitle><![CDATA[Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊
The post What is a mortgage pre-approval? first appeared on Mortgage FAQ simplified..]]></itunes:subtitle>
	<content:encoded><![CDATA[<p>Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊</p>
The post <a href="https://friendlii.ca/listen-now-what-is-a-mortgage-pre-approval/">What is a mortgage pre-approval?</a> first appeared on <a href="https://friendlii.ca">Mortgage FAQ simplified.</a>.]]></content:encoded>
	<enclosure url="https://friendlii.ca/podcast-download/1142/listen-now-what-is-a-mortgage-pre-approval.mp3" length="339445" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊
The post What is a mortgage pre-approval? first appeared on Mortgage FAQ simplified..]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:24</itunes:duration>
	<itunes:author><![CDATA[Mortgage FAQ simplified.]]></itunes:author>	<googleplay:description><![CDATA[Just for you: We&#8217;re turning &#8216;read later&#8217; into &#8216;listen now.&#8217; 😊
The post What is a mortgage pre-approval? first appeared on Mortgage FAQ simplified..]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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